Edition 113 agentschecked 19 Oct 2026
What can personal AI agents actually do for you?
13 agents, ten things that matter: working in your accounts, making calls, paying, asking before they act. Every answer links to its source, and we track who gets better and who falls behind.
Tap an agent or a capability to see the links.
ChatGPT dots
4 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Asks first
Partly: Chat apps
Open the agentMuse
6 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Chat apps, Pays, Asks first
Open the agentGrok Bot
4 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Asks first
Partly: Pays
Open the agentGemini Task (formerly Spark)
4 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Pays, Asks first
Partly: Works alone
Open the agentHark Pro
6 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Pays, Asks first, German
Open the agentInstinct
6 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Chat apps, Calls, Pays
Open the agentPally
7 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Chat apps, Calls, Pays, Asks first
Open the agentCue
4 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Pays
Partly: Calls, Asks first
Open the agentPoke
3 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Works alone, Chat apps
Open the agentAlexa+
3 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Pays, German
Partly: Works alone
Open the agentOpenClaw
6 of 10 capabilities with a sourced yes
Yes, sourced: Your accounts, Browser, Works alone, Chat apps, EU data, Self-host
Open the agentHermes Agent
4 of 10 capabilities with a sourced yes
Yes, sourced: Works alone, Chat apps, EU data, Self-host
Open the agentWorks in your accounts
12 of 13 agents with a sourced yes
Yes, sourced: ChatGPT dots, Muse, Grok Bot, Gemini Task, Hark Pro, Instinct, Pally, Cue, Poke, Siri AI, Alexa+, OpenClaw
See the full tableUses a browser or computer
9 of 13 agents with a sourced yes
Yes, sourced: ChatGPT dots, Muse, Grok Bot, Gemini Task, Hark Pro, Instinct, Pally, Cue, OpenClaw
See the full tableWorks while you're away
10 of 13 agents with a sourced yes
Yes, sourced: ChatGPT dots, Muse, Grok Bot, Hark Pro, Instinct, Pally, Cue, Poke, OpenClaw, Hermes Agent
Partly: Gemini Task, Alexa+
See the full tableLives in chat apps
6 of 13 agents with a sourced yes
Yes, sourced: Muse, Instinct, Pally, Poke, OpenClaw, Hermes Agent
Partly: ChatGPT dots
See the full tableCan pay for things
7 of 13 agents with a sourced yes
Yes, sourced: Muse, Gemini Task, Hark Pro, Instinct, Pally, Cue, Alexa+
Partly: Grok Bot
See the full tableAsks before sending or paying
6 of 13 agents with a sourced yes
Yes, sourced: ChatGPT dots, Muse, Grok Bot, Gemini Task, Hark Pro, Pally
Partly: Cue
See the full tableData can stay in the EU
2 of 13 agents with a sourced yes
Yes, sourced: OpenClaw, Hermes Agent
See the full tableRuns on your own hardware
2 of 13 agents with a sourced yes
Yes, sourced: OpenClaw, Hermes Agent
See the full tableWhat each agent can do
Ten capabilities, one label each. Every filled cell links to its source. Grey means nobody has published an answer yet.
The number in each ring counts how many of the ten capabilities have a sourced yes. It is a count, not a score: the rest are partly, no or not yet clear.
| Agent | Works in your accounts | Uses a browser or computer | Works while you're away | Lives in chat apps | Makes phone calls | Can pay for things | Asks before sending or paying | Works in German | Data can stay in the EU | Runs on your own hardware |
|---|---|---|---|---|---|---|---|---|---|---|
| ChatGPT dots | Yes | Yes | Yes | Partly | No | Unclear | Yes | Unclear | No | No |
| Muse | Yes | Yes | Yes | Yes | Unclear | Yes | Yes | Unclear | Unclear | No |
| Grok Bot | Yes | Yes | Yes | Unclear | Unclear | Partly | Yes | Unclear | Unclear | No |
| Gemini Task (formerly Spark) | Yes | Yes | Partly | Unclear | Unclear | Yes | Yes | Unclear | No | No |
| Hark Pro | Yes | Yes | Yes | Unclear | Unclear | Yes | Yes | Yes | No | No |
| Instinct | Yes | Yes | Yes | Yes | Yes | Yes | No | Unclear | Unclear | No |
| Pally | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Unclear | Unclear | No |
| Cue | Yes | Yes | Yes | Unclear | Partly | Yes | Partly | Unclear | Unclear | No |
| Poke | Yes | Unclear | Yes | Yes | Unclear | Unclear | Unclear | Unclear | Unclear | No |
| Siri AI | Yes | Unclear | Unclear | No | Unclear | Unclear | Unclear | No | Unclear | No |
| Alexa+ | Yes | Unclear | Partly | No | Unclear | Yes | Unclear | Yes | Unclear | No |
| OpenClaw | Yes | Yes | Yes | Yes | Unclear | Unclear | Unclear | Unclear | Yes | Yes |
| Hermes Agent | Unclear | Unclear | Yes | Yes | Unclear | Unclear | Unclear | Unclear | Yes | Yes |
- Yes
- Partly
- No
- Unclear
- Per the maker
- Per reporting
How they are changing
All changesEvery dated change since September 2026, one row per agent. Filled up marks: launched or got better (more places, new abilities, lower price). Coral down marks: got worse (fewer places, a removed ability, a reported safety problem). Rings: other news. Each mark links to its source in the change log.
- ChatGPT dots
- Muse19 Oct 2026, Worse: AP reported a Muse agent on 'always allow' shared a seller's pickup address with a Marketplace buyer. Meta says Muse can make mistakes or take unexpected actions.12 Oct 2026, News: Meta released the Muse Wonder models to developers. The Muse app is still limited to the US and Canada.
- Grok Bot19 Oct 2026, News: Grok Bot: tagging @bot on X is not yet available for accounts in the UK, the EU, Iceland, Liechtenstein, Norway or Australia. The app itself has no published regional restriction. Paid Cursor plans and linked SuperGrok subscriptions also include it.12 Oct 2026, News: Grok Bot moved into the new X Subscription. The $30 Premium tier bundles SuperGrok, Cursor Pro and X Premium+, rolling out globally.
- Gemini Task19 Oct 2026, News: Google renamed Gemini Spark to Task. The feature now sits behind a Chat and Task toggle in Gemini. Countries are unchanged: the EEA, Switzerland, the UK and Nigeria are still excluded.9 Sep 2026, Better: Gemini Spark reached more than 160 countries. The EEA, Switzerland, the UK and Nigeria are excluded.
- Hark Pro
- InstinctNo dated changes yet
- PallyNo dated changes yet
- Cue
- PokeNo dated changes yet
- Siri AI
- Alexa+No dated changes yet
- OpenClawNo dated changes yet
- Hermes Agent
- Launched
- Better
- Worse
- News
The atlas
No agent in the atlas has a sourced yes for all of these yet.
| Agent | Cheapest way in | US | UK | EU | How it asks before acting |
|---|---|---|---|---|---|
| ChatGPT dotsOpenAI$100/mo | $100/mo | Yes | Partly | Partly | Pauses for sign-ins, decisions and approvals. Activity log per dot. |
| MuseMetaFree | Free | Yes | No | No | Checks with you before sensitive actions like sending an email or making a purchase. |
| Grok BotSpaceXAI (xAI)$30/mo | $30/mo | Yes | Yes | YesDE tested | Signs in with your real logins on a persistent cloud computer. |
| Gemini Task (formerly Spark)Google$19.99/mo | $19.99/mo | Yes | No | No | Payments need your sign-off. |
| Hark ProHark LabsFree | Free | Yes | Yes | PartlyDE tested | Action Buttons pay a bill or cancel a service. |
| InstinctSpear Street TechnologyPrivate access | Private access | Unclear | Unclear | UnclearDE tested | Text commands. One user reported it sent an email on their behalf without prior consent. |
| PallyPally TechnologiesFree | Free | Yes | Unclear | UnclearDE tested | Shows every message, purchase or invite word for word before it leaves. Pays with a single-use card capped at the approved amount. |
| CueManus (Butterfly Effect)Invite only | Invite only | Unclear | Unclear | UnclearDE tested | Pays only within the budget you set. Manus says you make the final call. |
| PokeThe Interaction Company (Cognition)Free | Free | Yes | Yes | Yes | Not stated in its docs. With Poke Human, operators only see the details needed for the task. |
| Siri AIAppleIncluded | Included | Yes | Yes | Partly | System assistant that acts inside apps. |
| Alexa+AmazonIncluded with Prime | Included with Prime | Yes | Yes | Partly | Voice assistant on Amazon’s home speakers. |
| OpenClawOpenClaw FoundationFree | Free | Yes | Yes | Yes | Depends on your configuration. |
| Hermes AgentNous ResearchFree | Free | Yes | Yes | Yes | Depends on your configuration. |
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ChatGPT dotsOpenAI$100/moUpdatedUSYesUKPartlyEUPartly
- Your accounts
- Browser
- Works alone
- Asks first
-
MuseMetaFreeUpdatedUSYesUKNoEUNo
- Your accounts
- Browser
- Works alone
- Chat apps
- Pays
- Asks first
-
Grok BotSpaceXAI (xAI)$30/moUpdatedUSYesUKYesEUYesDE tested
- Your accounts
- Browser
- Works alone
- Asks first
-
Gemini Task (formerly Spark)Google$19.99/moUpdatedUSYesUKNoEUNo
- Your accounts
- Browser
- Pays
- Asks first
-
Hark ProHark LabsFreeUpdatedUSYesUKYesEUPartlyDE tested
- Your accounts
- Browser
- Works alone
- Pays
- Asks first
- German
-
InstinctSpear Street TechnologyPrivate accessUpdatedUSUnclearUKUnclearEUUnclearDE tested
- Your accounts
- Browser
- Works alone
- Chat apps
- Calls
- Pays
-
PallyPally TechnologiesFreeUpdatedUSYesUKUnclearEUUnclearDE tested
- Your accounts
- Browser
- Works alone
- Chat apps
- Calls
- Pays
- Asks first
-
CueManus (Butterfly Effect)Invite onlyUpdatedUSUnclearUKUnclearEUUnclearDE tested
- Your accounts
- Browser
- Works alone
- Pays
-
PokeThe Interaction Company (Cognition)FreeUpdatedUSYesUKYesEUYes
- Your accounts
- Works alone
- Chat apps
-
Siri AIAppleIncludedUpdatedUSYesUKYesEUPartly
- Your accounts
-
Alexa+AmazonIncluded with PrimeUpdatedUSYesUKYesEUPartly
- Your accounts
- Pays
- German
-
OpenClawOpenClaw FoundationFreeUpdatedUSYesUKYesEUYes
- Your accounts
- Browser
- Works alone
- Chat apps
- EU data
- Self-host
-
Hermes AgentNous ResearchFreeUpdatedUSYesUKYesEUYes
- Works alone
- Chat apps
- EU data
- Self-host
- YesAvailable to consumers
- PartlyOnly some plans, devices or a staged rollout
- NoOfficially excluded
- UnclearNo published country list
Who builds them
The founders and leads behind each agent, with their accounts on X. Every role and account is linked to a source.
Head to head
Compare any twoWhat changed
All changes- New
Added funding and team size for the start-ups and open-source projects, each with a source. Big tech makers have no separate figures.
- New
Grok Bot: tagging @bot on X is not yet available for accounts in the UK, the EU, Iceland, Liechtenstein, Norway or Australia. The app itself has no published regional restriction. Paid Cursor plans and linked SuperGrok subscriptions also include it. Grok Bot entry
- New
Google renamed Gemini Spark to Task. The feature now sits behind a Chat and Task toggle in Gemini. Countries are unchanged: the EEA, Switzerland, the UK and Nigeria are still excluded. Gemini Task (formerly Spark) entry
- New
Atlas launched with 13 personal AI agents, each checked for the US, the UK and the EU.
Why this exists
Launch posts say "rolling out". Help pages say "in select countries". We read the fine print, write down what is actually true for each region, and say plainly when nobody has published an answer.
What we won't do
No paid placements, no affiliate links, no invented test scores. When we haven't tested something ourselves, the page says so.