Personal Agent Atlas

Head to headchecked 19 Oct 2026

Instinct vs Siri AI

  • United StatesOnly Siri AI fully
  • United KingdomOnly Siri AI fully
  • European UnionNeither fully
Instinct: 6 of 10 capabilities have a sourced yes. The rest are partly, no or not yet clear. A count, not a score.Works in your accounts: YesUses a browser or computer: YesWorks while you're away: YesLives in chat apps: YesMakes phone calls: YesCan pay for things: YesAsks before sending or paying: NoWorks in German: UnclearData can stay in the EU: UnclearRuns on your own hardware: No6InstinctSpear Street Technology
Siri AI: 1 of 10 capabilities have a sourced yes. The rest are partly, no or not yet clear. A count, not a score.Works in your accounts: YesUses a browser or computer: UnclearWorks while you're away: UnclearLives in chat apps: NoMakes phone calls: UnclearCan pay for things: UnclearAsks before sending or paying: UnclearWorks in German: NoData can stay in the EU: UnclearRuns on your own hardware: No1Siri AIApple
Availability
Where you can use it
USUnclearUKUnclearEUUnclearDE tested

Private access. No country list.

USYesUKYesEUPartly

Arrived for the US and the UK with iOS 27. Not on iPhone, iPad or Apple Watch in the EU; available on the Mac. English only at launch, five more languages in October.

Cheapest way in
Private access

No public price.

Included

Comes with iOS 27 on eligible devices. Apple says expanded access will be sold later, with daily caps on server features.

What it can do
Works in your accounts
YesEmail, messaging, stored loginsPer reporting, 19 Oct 2026
YesActs inside apps on your devicePer reporting, 19 Oct 2026
Uses a browser or computer
YesPersistent cloud computerPer reporting, 19 Oct 2026
UnclearNo source yet
Works while you're away
YesFollows up between messagesPer reporting, 19 Oct 2026
UnclearNo source yet
Lives in chat apps
YesiMessage and WhatsAppPer reporting, 19 Oct 2026
NoBuilt into the devicePer reporting, 19 Oct 2026
Makes phone calls
YesPer reporting, 19 Oct 2026
UnclearNo source yet
Can pay for things
YesPer reporting, 19 Oct 2026
UnclearNo source yet
Asks before sending or paying
NoA user reported an email sent without checkingPer reporting, 19 Oct 2026
UnclearNo source yet
Works in German
UnclearNo source yet
NoNot among the languages added in OctoberPer reporting, 19 Oct 2026
Data can stay in the EU
UnclearNo source yet
UnclearNo source yet
Runs on your own hardware
NoRuns on the maker’s infrastructurePer reporting, 19 Oct 2026
NoApple devices and serversPer reporting, 19 Oct 2026
Details
What it can touch
  • Email
  • Messaging
  • Calendar
  • Screen recordings
  • Keystrokes
  • Audio
  • Location
  • Apps
  • Screen
  • Messages
  • Calendar
How it asks before acting
Before it acts

Text commands. One user reported it sent an email on their behalf without prior consent.

Before it acts

System assistant that acts inside apps.

Watch out for

Terms grant a broad, perpetual license to use your material for training.

Daily caps on features that run on Apple’s servers, thresholds not published.

Launched
undefined 2026
14 Sep 2026
People to follow
Unclear
Sources
  1. SC Media citing TechCrunch, 25 Aug 2026
  2. Vellum, Instinct breakdown, 20 Aug 2026
  1. Pasquale Pillitteri, Sep 2026
  2. Gagadget, iOS 27 is out now, Sep 2026
  3. Pasquale Pillitteri, Siri reads your screen, 2026
  4. 9to5Mac, 9 Sep 2026

Facts only, no scores. We have not tested these agents hands-on unless an entry says so.

More head to heads