Personal Agent Atlas

Head to headchecked 19 Oct 2026

Pally vs Siri AI

  • United StatesBoth available
  • United KingdomOnly Siri AI fully
  • European UnionNeither fully
Pally: 7 of 10 capabilities have a sourced yes. The rest are partly, no or not yet clear. A count, not a score.Works in your accounts: YesUses a browser or computer: YesWorks while you're away: YesLives in chat apps: YesMakes phone calls: YesCan pay for things: YesAsks before sending or paying: YesWorks in German: UnclearData can stay in the EU: UnclearRuns on your own hardware: No7PallyPally Technologies
Siri AI: 1 of 10 capabilities have a sourced yes. The rest are partly, no or not yet clear. A count, not a score.Works in your accounts: YesUses a browser or computer: UnclearWorks while you're away: UnclearLives in chat apps: NoMakes phone calls: UnclearCan pay for things: UnclearAsks before sending or paying: UnclearWorks in German: NoData can stay in the EU: UnclearRuns on your own hardware: No1Siri AIApple
Availability
Where you can use it
USYesUKUnclearEUUnclearDE tested

No published country list. Works over iMessage, RCS and Telegram.

USYesUKYesEUPartly

Arrived for the US and the UK with iOS 27. Not on iPhone, iPad or Apple Watch in the EU; available on the Mac. English only at launch, five more languages in October.

Cheapest way in
Free

Free for everyone, with a usage limit that refills through the week. Cloud Mac add-on. VIP is invitation-only at $1,000/mo.

Included

Comes with iOS 27 on eligible devices. Apple says expanded access will be sold later, with daily caps on server features.

What it can do
Works in your accounts
YesSaved logins, WhatsApp as linked devicePer the maker, 19 Oct 2026
YesActs inside apps on your devicePer reporting, 19 Oct 2026
Uses a browser or computer
YesWebsites, Mac screenPer the maker, 19 Oct 2026
UnclearNo source yet
Works while you're away
YesEvent automations and suggestionsPer the maker, 19 Oct 2026
UnclearNo source yet
Lives in chat apps
YesiMessage, RCS, WhatsApp, TelegramPer the maker, 19 Oct 2026
NoBuilt into the devicePer reporting, 19 Oct 2026
Makes phone calls
YesCalls businessesPer the maker, 19 Oct 2026
UnclearNo source yet
Can pay for things
YesThrough your payment walletPer the maker, 19 Oct 2026
UnclearNo source yet
Asks before sending or paying
YesBefore sending, booking or buyingPer the maker, 19 Oct 2026
UnclearNo source yet
Works in German
UnclearNo source yet
NoNot among the languages added in OctoberPer reporting, 19 Oct 2026
Data can stay in the EU
UnclearNo source yet
UnclearNo source yet
Runs on your own hardware
NoHosted servicePer the maker, 19 Oct 2026
NoApple devices and serversPer reporting, 19 Oct 2026
Details
What it can touch
  • Gmail and Outlook
  • Google Calendar
  • Slack and Notion
  • Phone calls
  • WhatsApp inbox
  • Purchases
  • Apps
  • Screen
  • Messages
  • Calendar
How it asks before acting
Before it acts

Shows every message, purchase or invite word for word before it leaves. Pays with a single-use card capped at the approved amount.

Before it acts

System assistant that acts inside apps.

Watch out for

Listing details are vendor-supplied and not yet audited.

Daily caps on features that run on Apple’s servers, thresholds not published.

Launched
undefined 2026
14 Sep 2026
People to follow
Unclear
Sources
  1. The AI Agent Index, updated 13 Oct 2026
  2. Pally pricing
  3. Pally, facts for AI assistants, 18 Oct 2026
  1. Pasquale Pillitteri, Sep 2026
  2. Gagadget, iOS 27 is out now, Sep 2026
  3. Pasquale Pillitteri, Siri reads your screen, 2026
  4. 9to5Mac, 9 Sep 2026

Facts only, no scores. We have not tested these agents hands-on unless an entry says so.

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